Eurale launches as a read-only, non-custodial clarity layer. It never moves or holds your money, never lends, and never sells data. Figures shown are illustrative.
9:41
9:41
Vision preview— future roadmap, not available at launch.
Today
Your daily discipline loop
Search transactions
Today
Your daily discipline loop
12day streak
You stayed on track yesterday.
Day 4 of 7
51%of your reward unlocked
Daily action · +€ bonus
Will you keep food delivery under €10 today?
A tiny bet with yourself. Guess right and earn a bonus — verified from tomorrow's settled spend.
Pace vs your usual week 3
Goals
Save on what you're disciplined about
All goals
If you slip, you keep what you earned
Miss a day and the streak breaks — but the reward isn't all-or-nothing. You keep a proportional share for the discipline you did show, and can withdraw mid-week to redeem it.
Joining mid-week?
Eurale checks your already-settled spend since Sunday — past data can't be faked. If you're on track you can backdate and bank the days already earned, or start fresh against the same calendar window from your last six months.
Running several at once
You can run several goals in the same week and earn a reward for each. Clubbing goals across weeks raises the ceiling.
Money
Every euro, sorted into ten buckets
This month · €1.945 across ten categories
Every euro lands in one of ten fixed buckets — the buckets never change, only your amounts do.
You can name sub-categories inside any of the ten — "Mom's medicines" under Health, say. Eurale assigns the parent, you name the tag, and goals still run on the ten.
Categorisation accuracy is a high, continuously-improving commitment — not a claim of perfection. The same charge could genuinely be groceries, a gift or electronics, so every classification is visible and one tap to correct. Conditions apply.
Your week-by-week rhythm
Your spending isn't flat across the month. Here's the shape of it — and Eurale sets goals to match the week you're actually in.
€445W1Rent & bills
€260W2Steady
€320W3Travel spike
€95W4Tight
You're in week 3 — your travel week. A flat monthly limit would be brutal in week 1 and trivial in week 4, so Eurale sets your target from what you actually do in this week of the month.
Recent transactionsauto-tagged · correctable
🍔
Lieferando
Food delivery
−€12
🛒
REWE
Groceries
−€59
🚇
Deutschlandticket
Travel
−€25
💰
Salary
Credited
+€2.600
This year, you could have saved
€1.930
Trust Score 64 → 70 · Mass tier70/100
Eurale Rewards
Ready to redeem
Rewards are redeemable only at their partner, within a date window. Unused rewards expire — nothing is owed and nothing converts to cash.
Eurale Spotlight
Our most rewarding partners this week
Up to 6% back
on goals you stay disciplined about
€117Spendable rewards · partner codes & currency
Buy through the Store and earn an accelerated rateUp to 11%
Eurale Store
V1 Part 2 — not live yetThe Store opens with the co-branded card. Everything here is the planned experience, shown so you can see where it goes.
swipe for more →
swipe for more →
Earn 5% back
on top brands, bought through Eurale
Eurale Spotlight
Our most rewarding vouchers ever
Vouchers
Browse by category
Back to Rewards
Eurale co-branded card
Issued by a partner bank — V1 Part 2
Back to Rewards
More
Credit health, Trust Score, accounts & settings
Credit health · V1
762
SCHUFA · via credit-bureau partner
Soft check — never hurts your score
Checking your score here is a soft inquiry — zero impact. Only applying for credit is a hard inquiry.
Credit-card bill due in 6 days. Pay early to earn a discipline reward — this rewards the habit, not your score.
Credit-card bill reminders
💳
Deutsche Bank card · €920 due
Due 22 Aug
6 days left
Pay earlier, earn more
Today
−4d
−2d
Due date
Late
Invite friends
🎁
Both of you get rewarded
Partner-funded, when your friend joins and stays.
RIYA-Eurale-24
Discipline leaderboard
1Sophie B.31 days
2Jonas K.24 days
3You13 days
Status for mastery, never shame — only streaks are shown, never anyone's money.
Through your employer
V1 Part 1Available now
Employers offer Eurale as a financial-wellness benefit, with discounted courses as the visible perk. Your employer sees only anonymised aggregate engagement — never your individual data.
Trust Score & tiers
70
Mass tier — everyone starts here
Discipline lifts your score. The earned trusted tier unlocks more over time — status, not shame.
€Eurale Coins earned10 coins for every Trust Score point you gain. You're up 6 points this year.60
Trust Score is Eurale's internal wellness-and-discipline measure — not a credit-bureau score.
Connected accounts & consent
Read-only access
Account information only — never payment initiation
open banking refresh
Consent-first read via PSD2, through a BaFin-licensed account-information service
Revoke all access
Removes all data access instantly
Eurale never asks for your banking password. Connectivity is via a BaFin-licensed account-information service under PSD2, in line with the GDPR. Eurale never moves money and never sells data.
Eurale membership
Reward-only
Hitting goals earns a membership discount. Missing one simply means no bonus — never a surcharge. There is no penalty mechanic at launch, and there won't be until trust is well established.